Dakota State University
College of Education
LESSON PLAN FOR
PERSONAL FINANCE PERIOD 3
Name: Jayne Peterson Leusink
Grade Level: 11 - 12
School: Roosevelt High School, Sioux Falls School District
Date: 10.31.12
Time: 10:30 am – 11:20 am
Reflection from
prior lesson: Students were very
attentive to the Junior Achievement guest speaker. The guest speaker talked about saving and
investing, so it corresponded with our chapter very well. The class was familiar with terms and topics
talked about today. Two students were
chatting, and they needed to be quieted, and one student had headphones in that
were told to take them out to show respect. The Junior Achievement volunteer gave some
really great thought-provoking ideas to the class, relating material to
everyone personally.
Lesson
Goal(s) / Standards:
P4.1 Students will be able to compare and contrast the
risk, return, and liquidity of saving and investment options.
P4.2 Students will be able to apply criteria for
choosing savings and investment options.
P4. 3 Students will be able to explain why and how
regulating agencies protect savers and investors.
Lesson
Objectives:
This module brings students to the floor of the major
Stock Exchanges. Students will cover
topics including stocks, bonds, mutual funds, risk and reward dynamics, rates of return, shareholders, and dividends.
Students must complete the Investing Module on Everfi Financial Literacy program with 85% accuracy.
Materials
Needed: I will need to use the
Smart-Board for the review, and have an Internet connection for the Prezi review presentation.
Students are able to take notes on paper, or use their book to help them
understand concepts further. For the
assignment, students will need to use their individual desktop PCs and have an
Internet connection to do the Investing Module on Everfi.
Students will also need headphones or
use the provided headset from the school’s business computer department.
Contextual
Factors/ Learner Characteristics: The
classroom consists of 16 females and 13 males, equaling 29 students total. Of
the 27 students, 23 are white (non-Hispanic), 1 is Hispanic/Latino, 4 are
Asian, and 1 is Black, or
African American. Period 3 does not have any freshman and
is mostly made up of juniors and seniors. There is a nice mix between boys and
girls, but it is a large class, making the room crowded and loud at times.
There are a few students who have trouble staying on task, and some that will
give up right away. It usually takes the class a few minutes to settle down and
pay attention, but once they are on-task, they do quite well with lessons.
A. The Lesson
1.
Introduction (3 minutes)
a. I will get the class’s attention by announcing that we
have chapter 8 quiz tomorrow.
b. I will explain the review game and let the class know that
I have stickers to give away (only 1 per question).
2.
Content Delivery (18 minutes)
a. This will be the bulk of the review – we will go over
11 review questions on chapter 8, expand on key points and terms, and I will
answer questions that students have.
b. The review is presented using the online presentation
tool – called Prezi.
3.
Closure (30 minutes)
a. The students will use the rest of class time to
complete the assessment for the chapter – the Investing Module, by using Everfi Financial Literacy program.
b. By using Everfi, students
will become proficient in allocating the risk and return of stocks, bonds,
mutual funds, and savings accounts to create an optimal investment
portfolio. Also, students will
familiarize themselves with reading a stock quote and understanding how to
evaluate a company based on its price, market capitalization, dividend yield, earnings-per-share,
and price-to-earnings ratio.
c.
Students will
finish at different time periods, so when an individual completes the module,
they are finished with the assessment and have time to finish missing classwork
or study further for the quiz.
B. Assessments Used
Students must
complete the Investment Module in the Everfi
Financial Literacy Program with 85% accuracy.
C. Differentiated Instruction
Students will
be visually and auditory stimulated. The
computer simulation program is audio enabled, and will supplement the
information being presented. The visual
instruction is very colorful and animated, even providing real-life scenarios
and examples. For the review, students
learned from their peers and classroom discussion, the visual presentation, and
the verbal form of answering and explaining questions.
D. Resources
Standards: http://www.nbea.org/newsite/curriculum/standards/economics.html
Everfi Financial Literacy website: http://finlit.everfi.net/
Textbook: McGraw
Hill Glencoe Personal Finance In Partnership with
Standard & Poor’s Businesses Week
Copyright ©
2007
E. Reflection from Lesson
Period
3 did extremely well with the review.
There were only a couple questions that were left unanswered that I had
to hint at the solution. The students
loved the stickers, and had fun trying to get as many stickers as they
could. The Everfi
simulation went right along with the review, because chapter 8 was all about
investing, and the Everfi serves as a very beneficial
review supplement. I am confident that
the grades for this class will be above average for the chapter 8 quiz.